Within excess of over a million Uber drivers on American streets each and every day, there are mishaps, including Uber drivers practically every hour. Not all Uber drivers are good drivers, and many are worn out working long hours. This leads to driving fatigue and yes, accidents. So, what exactly do you do when your Uber driver gets into an accident?
First off, it’s smart to pay essential attention to the laws pertaining to Uber drivers and accidents, just in case you are ever harmed in a mishap or serious accident. This includes not only passengers but also bicyclists, a person on foot, a spectator, or other motorists. A decent comprehension of how Uber’s car insurance protection works will assist you in knowing your rights upfront. This is important because you are putting your life at risk every time you get into an Uber or Lyft vehicle.
Not All Uber Drivers Carry adequate car insurance. According to TradersInsurance.net, a leading auto insurance comparison site, some drivers only carry minimum coverage, which could lead you financially responsible in a severe accident. You might be smart to ask your Uber or Lyft Driver the amount of auto insurance coverage they carry before the vehicle ever moves. If you do get into an accident in a ride-share vehicle, here are some things you need to do:
- Call 911 if there are physical injuries
- If there are other passengers, check on them and help out
- Get the Insurance information of the Driver
- If you are not injured, take a photo of the accident scene
- Talk to the police and request a police report
In the event that you’ve been associated with a crash with a Uber driver, regardless if you were riding in the automobile or walking, you ought to do what you would do in some other accident situation.
To start with, ensure you’re truly OK. If not, call 911 quickly and get assistance. In case you’re OK, next, check with every other person included and ensure they’re OK if they’re not getting medical attention to them as fast as possible.
Regardless of whether no one was harmed, you’ll most likely need to call the police—more on that in the following segments. Next, you need to accumulate as much information as possible—names of the Driver, accident scene, other cars or pedestrians involved, and so forth.
With those essentials off the beaten path, you would then be able to stress over dealing with the incident circumstances. You’ll need to get the names and contact data, just as the protection subtleties for everybody included. You should take pictures and video of the scene. Get photographs of the considerable number of vehicles included and take multiple photos from several sports on the scene. Get close-up shots, in addition to the other vehicle involved. You want to show sufficient information about the entire scene.
You will likewise need to get your Driver’s coverage data. On the off chance that he or she lets you know Uber covers it, so you needn’t bother with his info, you still need to gather all the necessary information. After trying to get the required insurance information and the Driver still refuses, call the police to compel him to give the data when they show up. Odds are you may need to contact his insurance agency before Uber’s protection will kick in. You may, if the Driver has all the best possible protection, wind up dealing with the Driver’s insurer for the whole procedure and never have any contact with Uber’s protection.
Get a police report
Numerous states have laws that expect you to caution the police with even the smallest fender bender accident, that causes real injury or any mishap. Yet, on the off chance that a mishap includes an Uber driver, you’ll unquestionably need to call the police and have them create a report. You will require this to build up and prove any case you may have.
Moreover, if the mishap happened while you were an Uber traveler, you will need to report it to Uber through the Uber application. If there was anything over minor injuries, create a detailed report and send it to Uber. They have a spot on the app where you can report accidents.
As an Uber rider, on the off chance that you are associated with an incident that causes you any sort of injury, you will be smart to get a lawyer that specializes in ride-sharing types of accidents. These specialized lawyers will work on your behalf to get you the most compensation for the injuries and pain and suffering you have endured.
Remember these steps if you ever get into an Uber or Lyft accident and always protect your rights.